We are here to provide answers.

We work with a broad array of services for business owners, families and individuals. We help people accumulate, protect and distribute multi-generational wealth on a tax favored basis. We specialize in working with people nearing or already at retirement, to help you grow, protect, enjoy, and distribute your wealth on a tax favored basis.



Larry and Brent are Chartered Federal Employee Benefits Consultants (ChFEBC) and they are one of only a handful in the state of South Dakota with this designation. They can show you the traps of your government pension options, TSP’s, Federal Employee Group Life Insurance (FEGLI), and other common mistakes that federal employees make at retirement time. Let them show you a personalized report just for you showing you, a federal employee, how to save THOUSANDS of dollars at retirement time.


Learn more about our team. Watch this video about “Safe Money!”



Products We Offer


  • Whole Life
  • Universal Life
  • Indexed Life
  • Term Life
  • Long Term Care
  • Disability
  • Medicare Supplements


  • IRA
  • Roth IRA
  • Simple IRA’s
  • 401 K Options/Conversions
  • Burial Plans
  • 403 B


  • Fixed Rate
  • Indexed
  • IRA stretch